New Mortgage

Featured Mortgage Wholesalers Rate:


3.25% APR


Conventional 5/1 ARM*

5 Reasons To Use Mortgage Wholesalers For Your New Home Mortgage:

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    LOWER INTEREST RATE & MONTHLY PAYMENT:

    We can help you find a loan at a low wholesale interest rate which would help you make low monthly payments. Why pay a higher interest rate when we can help you lock-in a low wholesale rate saving you money each month.

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    PRE-QUALIFY:

    We can pre-qualify you and send you a letter of pre-qualification in minutes upon approval. This is important when you are making offers for your home purchase.

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    TERMS:

    Mortgage Wholesalers offers a large selection of terms including 30-year long-term, short-term, adjustable and fixed rate options. We can help you find the right terms depending on your needs.

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    FAST PROCESSING:

    We understand the importance of speed in this fast-paced world. A slow underwriting process can cause you to lose your deal and not close on time. We are proud to have the systems in place, and are now capable of processing loans within 30 days.

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    BEAT INFLATION:

    Did you know that we can offer 30-year fixed rate mortgages at wholesale low rates, which can help you actually make money in an inflationary environment. If you lock in a 30-year fixed mortgage rate under 4%, then you are making money if inflation rises above 4%. This means that you can make money by borrowing money. Inflation makes the cost of living to go up over time and a dollar today loses value over time due to this. Inflation also causes the price of real estate to increase. This is why one of our most popular loans is the 30-year fixed rate which locks in a low interest rate for 30 years, thereby helping you beat inflation.


Click Here For A New Mortgage Quote

We Can Help You Pre-Qualify For A Mortgage At A Wholesale Low Rate!

Call Toll Free Today:

(1-800) 616-6256

FIXED RATE – Conventional Mortgages


A Fixed-Rate offers a set monthly payment that never changes and we can offer terms for as long as 30 years. This is the most popular loan offered and for a good reason. A 30-year low fixed rate can help you beat inflation. If you are planning to live in your home for many years, this it usually the ideal mortgage option for you.


ARMS LOAN – Adjustable Rate Mortgage


Adjustable rate mortgages generally offer a very low interest rate for the short-term. This mortgage is generally more suitable if you are not planning to be in the same home for a long period of time or if you need lower monthly mortgage payments in the short-term. One example of an adjustable rate mortgage is a 5/1 ARM with a 30 year term which would give you a low fixed rate and set low monthly payment for the first five years of the loan. After the five years, the rate and payment may adjust once per year for the remainder of the 30 year term.


FHA LOAN – Federal Housing Administration


Federal Housing Administration Loans (FHA Loans) are usually suited for people with a poor credit history who may not qualify for a conventional 30 year mortgage. FHA loans make it possible to purchase a home with flexible and low down payment options.


VA LOANS: Veterans Affairs Loans


VA Loans are for active member of the military, National Guard, veteran and reservists. Our veterans deserve the best for their dedicated service to our country and VA loans are one of the greatest financial benefits offered to our veterans. Through a VA loan, one may refinance up to 100% of the properly value without having to pay for mortgage insurance. Current VA home owners may refinance with the Interest Rate Reduction Refinancing Loan (IRRRL) program at a reduced interest rates thereby reducing the monthly mortgage payment. The IRRRL program also allows for shorter terms upon VA Refinance with minimum documentation required. In addition to this, the IRRRL program does not require a credit check or home appraisal; however, some lenders may require this due to internal corporate rules. A VA Refinance can also allow for the VA to cash-out and use the money for whatever purpose they wish.